In fact, the Chime Mobile app has a 4.8 star (out of 5) rating on the App Store and the Google Play Store.

Instead, all of its services are offered through its award-winning mobile app.

Since Chime is online only, the company doesn’t have any brick-and-mortar locations that you can pop into. Instead, it wants its customers to get ahead. The company’s motto is to not charge its customers unnecessary fees. In This Article Chime Overviewįounded in 2013, Chime is an online-only, mobile-focused financial technology company, and a relative newcomer to the world of online banking. Banking services provided by The Bancorp Bank or Stride Bank, N.A., Members FDIC.Ĭhime® is a mobile-first online bank that offers checking and savings accounts that are easy to manage on the go through a brilliant mobile app.Ĭhime offers a fee-free checking account with a really neat SpotMe® feature that can prevent you from incurring overdraft fees.Īdditionally, its online savings account offers innovative ways to help you automatically save money. This does not influence our recommendations or editorial integrity, but it does help us keep the site running.Ĭhime® is a financial technology company, not a bank.

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